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Trusted by More than 2,000,000 Canadians since 2016
Smarter Loans
Credit Cards
Credit Cards
Neo Financial
Neo Mastercard®
9.0
/ 10
Annual Fee
$0
Purchase APR
19.99-29.99%
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Tangerine
Tangerine Money Back Card
9.0
/ 10
Annual Fee
$0
Purchase APR
20.95%
Rewards
Up to 2% cash back
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American Express
Business Platinum Card
8.9
/ 10
Annual Fee
$799
Purchase APR
21.99% - 29.99%
Rewards
1.25 points per $1 spent
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American Express
American Express Cobalt Card
8.8
/ 10
Annual Fee
$155.88
Purchase APR
21.99%
Rewards
Up to 5x points per $1 spent
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Scotiabank
Momentum Visa Infinite Card
8.7
/ 10
Annual Fee
$0 annual fee for the first year ($120 thereafter)
Purchase APR
20.99%
Rewards
Up to 4% cash back
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American Express
Aeroplan Business Reserve Card
8.5
/ 10
Annual Fee
$599
Purchase APR
21.99%
Rewards
Up to 3x points
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American Express
Aeroplan Reserve Card
8.4
/ 10
Annual Fee
$599
Purchase APR
21.99%
Rewards
Up to 3x points
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American Express
SimplyCash Preferred Card
8.3
/ 10
Annual Fee
$119.88
Purchase APR
21.99%
Rewards
Up to 4% cash back
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Tangerine
World Mastercard
8.3
/ 10
Annual Fee
$0
Purchase APR
20.95%
Rewards
Up to 2% cash back
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BMO
Eclipse Visa Infinite Privilege
8.2
/ 10
Annual Fee
$599
Purchase APR
21.99%
Rewards
5 points per $1 spent
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BMO
CashBack World Elite Mastercard
8.1
/ 10
Annual Fee
$0 annual fee for the first year ($120 thereafter)
Purchase APR
21.99%
Rewards
Up to 5% cash back
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Scotiabank
Gold American Express Card
8.1
/ 10
Annual Fee
$0 annual fee for the first year ($120 thereafter)
Purchase APR
20.99%
Rewards
Up to 6x points per $1 spent
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BMO
Students BMO CashBack Mastercard
8.1
/ 10
Annual Fee
$0
Purchase APR
21.99%
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RBC
Avion Visa Infinite
8.0
/ 10
Annual Fee
$120
Purchase APR
20.99%
Rewards
Up to 1.25 points per $1 spent
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BMO
Eclipse Visa Infinite
7.9
/ 10
Annual Fee
$0 annual fee for the first year ($120 thereafter)
Purchase APR
21.99%
Rewards
Up to 5 points per $1 spent
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Scotiabank
Passport Visa Infinite Card
7.9
/ 10
Annual Fee
$150
Purchase APR
20.99%
Rewards
Up to 3x points per $1 spent
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BMO
Ascend World Elite Mastercard
7.8
/ 10
Annual Fee
$0 annual fee for the first year ($150 thereafter)
Purchase APR
21.99%
Rewards
Up to 5x points per $1 spent
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BMO
CashBack Mastercard
7.8
/ 10
Annual Fee
$0
Purchase APR
21.99%
Rewards
Up to 3% cashback
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BMO
BMO AIR MILES World Elite Mastercard
7.7
/ 10
Annual Fee
$0 annual fee for the first year ($120 thereafter)
Purchase APR
21.99%
Rewards
Up to 3 Miles for every $12 spent
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RBC
ION Visa
7.6
/ 10
Annual Fee
$0
Purchase APR
20.99%
Rewards
1.5 points per $1 spent
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American Express
SimplyCash Card
7.6
/ 10
Annual Fee
$0
Purchase APR
21.99%
Rewards
Up to 2% cash back
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BMO
Eclipse Rise Visa Card
7.5
/ 10
Annual Fee
$0
Purchase APR
21.99%
Rewards
Up to 5 points per $2 spent
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American Express
Aeroplan Card
7.4
/ 10
Annual Fee
$120
Purchase APR
N/A
Rewards
Up to 2x points
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American Express
Marriott Bonvoy Business Card
7.4
/ 10
Annual Fee
$150
Purchase APR
21.99%
Rewards
Up to 5 points per $1 spent
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