Our Verdict
The Scotiabank Passport Visa Infinite Card earns strong marks for successfully bridging the gap between entry-level and premium travel cards, offering genuine travel benefits without the hefty fees associated with top-tier products. The elimination of foreign transaction fees alone can save hundreds of dollars annually for international travelers, while the 3x earning rate at Empire grocery stores and 2x on dining provides competitive rewards on everyday spending. The inclusion of comprehensive travel insurance, including $2 million in emergency medical coverage, adds significant value that would otherwise cost hundreds of dollars per year. The card loses points for its limited six annual lounge visits compared to unlimited access on true premium cards, and the Scene+ program, while improved, lacks the transfer partners and premium redemption options of established travel rewards programs. The grocery bonus category restriction to Empire-owned stores limits flexibility, and the $60,000 income requirement excludes many potential users who could benefit from its features. Despite these limitations, for Canadians who travel internationally several times per year and want solid travel benefits without premium card fees, the Scotiabank Passport Visa Infinite Card offers exceptional value and practical benefits that justify its moderate annual cost.
7.9 / 10
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Earn up to 3 points per $1 spent
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Welcome bonus of 45,000 points
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No annual fee for the first supplementary card
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Travel insurance coverage
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6 free annual airport lounge visits
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No foreign transaction fees
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$150 annual fee
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$50 annual fee per supplementary card after the first card
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You'll need to earn a minimum of $60,000 to be eligible for this card
Requirements
Canadian citizen or permanent resident Age of majority in the province/territory of residence Have an annual gross income of at least $60,000 (or a household income of $100,000)
Additional Details
- Balance Transfer APR: 22.99%
- Currency Conversion Fee: 0%
- Minimum Credit Score: 700+
- Minimum Deposit to Open: $0
Categories: No Foreign Transaction Fee, Airline Lounge Access, Scotiabank, Featured, Rewards, Lost Luggage, Visa
