Our Verdict
The American Express Aeroplan Business Reserve Card earns high marks for delivering one of the most comprehensive business travel benefit packages available in Canada, with its massive 140,000-point welcome bonus providing immediate value exceeding $2,800 when redeemed strategically. The ability to extend premium benefits like priority services and free checked bags to eight travel companions transforms group business travel, while the combination of Maple Leaf Lounge and Priority Pass access ensures productive waiting time at virtually any airport worldwide. The employee misuse protection and expense management tools address genuine business concerns often overlooked by personal premium cards. Where the card loses points is its substantial $599 annual fee that requires significant travel frequency to justify, along with $199 supplementary card fees that can quickly escalate costs for larger teams. The lack of bonus categories for common business expenses like office supplies, telecommunications, or advertising represents a missed opportunity, while American Express acceptance limitations can complicate expense management. Despite these drawbacks, for businesses flying Air Canada regularly or maintaining significant travel budgets, the American Express Aeroplan Business Reserve Card provides unmatched value through its combination of earning potential, travel benefits, and business-specific features that easily justify its premium positioning.
8.5 / 10
- Earn a signup bonus of up to 140,000 points
- Earn up to 3 points per $1 spent
- Yearly companion flight
- Airport lounge access
- Comprehensive travel insurance
Requirements
Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces)
Additional Details
- Balance Transfer APR: 21.99%
- Currency Conversion Fee: 2.5%
- Minimum Credit Score: 700+
- Minimum Deposit to Open: $0
Categories: Business, American Express, Airline Lounge Access
