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The best lost luggage credit cards in Canada provide up to $2,500 coverage when airlines lose your bags, with the American Express Business Platinum (8.9/10) leading for business travelers with $1,000 emergency purchase coverage and employee protection, while everyday options like the Scotiabank Momentum Visa Infinite (8.7/10) and BMO CashBack World Elite (8.1/10) offer solid $2,500 protection without premium fees. Coverage typically kicks in after 4-6 hour delays for emergency purchases up to $1,000, but remember you must charge the entire trip to the card, keep every receipt, and file with the airline first since credit card insurance is secondary coverage that fills gaps, not replaces airline liability.
