Trusted by More than 2,000,000 Canadians since 2016

Temporary Residents

Getting the best temporary resident credit cards in Canada doesn't have to be impossible, even without Canadian credit history. The right cards accept work permits and study visas, offer no annual fees, and help you build credit from day one. Whether you're looking for cash back rewards, secured card options, or newcomer banking programs, we've compared the cards that actually approve temporary residents and get you started in the Canadian financial system.

CashBack Mastercard
BMO

CashBack Mastercard

7.8 / 10
  • Annual Fee$0
  • Purchase APR21.99%
  • RewardsUp to 3% cashback
View Details
 Value Visa Card
Scotiabank

Value Visa Card

7.3 / 10
  • Annual Fee$0 annual fee for the first year ($29 thereafter)
  • Purchase APR13.99%
  • RewardsN/A
View Details
Cash Back Mastercard
RBC

Cash Back Mastercard

6.7 / 10
  • Annual Fee$0
  • Purchase APR20.99%
  • RewardsUp to 2% cash back
View Details
Momentum No-Fee Visa Card
Scotiabank

Momentum No-Fee Visa Card

6.1 / 10
  • Annual Fee$0
  • Purchase APR19.99%
  • Rewards1% cash back
View Details
As seen on
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo