Trusted by More than 2,000,000 Canadians since 2016
The best no fee credit cards in Canada prove you don't need to pay annual fees for excellent rewards, with the Neo Mastercard and Tangerine Money Back Card both earning 9/10 by offering up to 5% cashback and customizable 2% categories respectively, all for zero dollars annually. From students getting 3% on groceries with BMO's no-fee student card to the Tangerine World Mastercard somehow including travel insurance and mobile device protection without fees, these cards deliver 90% of premium benefits at 0% of the cost. Smart Canadians stack multiple no-fee cards to optimize every purchase category, building credit history without the psychological and financial burden of paying $120-599 yearly just for the privilege of earning rewards on money you're already spending.
